Best reason to buy travel insurance before leaving on a trip?

 

These expenses can be costly especially when overseas. More importantly, being insured could save one’s life.

 

Know Before You Go

 

 

  • Does travel insurance include coverage for emergencies and hospital admissions during foreign trips?

 

​


Yes, medical emergencies and hospitalization may be covered.  If you have any pre-existing conditions, best to check if they are covered in your selected plan.

 

  • Does an insured person pay first for the medical costs incurred then apply for reimbursement upon return to the country of origin or can an insurance policy be presented onsite to cover hospital or medical costs?

 

​

 

The insured may claim through reimbursement or opt for availment with no cash out. This will depend on the travel insurance plan that they have selected.  In case of medical emergencies and hospitalization, client should contact the toll free hotline of the insurance company who will then coordinate directly with the hospital.

 

 

  • In case of a medical emergency during a trip, what’s the best way to ensure a smooth and orderly reimbursement upon one’s return?

 

​

 

For faster processing of reimbursements, all original medical documents, original receipts, and medical reports relevant to the medical emergency or hospitalization should be kept for submission to the insurance provider once they have returned from their trip. Notice of claims must be given to the insurance company within thirty-one (31) days upon expiration of travel insurance or of completion of events for which the claim is being made.

Best reason to buy travel insurance before leaving on a trip?

 

These expenses can be costly especially when overseas. More importantly, being insured could save one’s life.

 

Know Before You Go

 

  • Does travel insurance include coverage for emergencies and hospital admissions during foreign trips?

 

​


Yes, medical emergencies and hospitalization may be covered.  If you have any pre-existing conditions, best to check if they are covered in your selected plan.

 

  • Does an insured person pay first for the medical costs incurred then apply for reimbursement upon return to the country of origin or can an insurance policy be presented onsite to cover hospital or medical costs?

 

​

 

The insured may claim through reimbursement or opt for availment with no cash out. This will depend on the travel insurance plan that they have selected.  In case of medical emergencies and hospitalization, client should contact the toll free hotline of the insurance company who will then coordinate directly with the hospital.

 

 

  • In case of a medical emergency during a trip, what’s the best way to ensure a smooth and orderly reimbursement upon one’s return?

 

​

 

For faster processing of reimbursements, all original medical documents, original receipts, and medical reports relevant to the medical emergency or hospitalization should be kept for submission to the insurance provider once they have returned from their trip. Notice of claims must be given to the insurance company within thirty-one (31) days upon expiration of travel insurance or of completion of events for which the claim is being made.